The Fear of Freedom and the Laziness to Think: Why So Many Lose Money in Investments

Have you ever wondered why so many people lose money in investments—even in opportunities that others have made fortunes from?

The answer is less about bad luck or market volatility and more about something uncomfortable and very human: the fear of freedom and the laziness to think.

The Illusion of Safety in Blind Trust

We live in a world where information is abundant but real thinking is rare. Many people prefer to be told what to do, especially when it comes to money. It feels easier—and safer—to follow someone else’s lead. We convince ourselves that if someone else has already succeeded, copying them should guarantee our own success too.

But here’s the hard truth: just because someone gained from an investment doesn’t mean you will.

They may have entered early, done their research, followed the market trends, and most importantly—they knew when to get out. When you follow blindly without understanding, you’re not really investing. You’re gambling—with your eyes closed.

The Real Cost of Mental Laziness

Critical thinking takes energy. Research takes time. Analyzing both the pros and cons of a decision means facing complexity and uncertainty. That’s uncomfortable. So we avoid it.

We would rather cling to the simplicity of someone else’s success story than dive into the uncomfortable, nuanced truth. We want shortcuts. We want guarantees. We want someone to blame if things go wrong.

And that’s exactly what happens.

People lose money. And instead of reflecting on their lack of preparation or awareness, they point fingers: “But he told me it was a good investment!”

No one wants to admit that they didn’t think for themselves.

Freedom Is Responsibility

Being free means being responsible for your choices. It means no one else is coming to save you. And that kind of freedom can be terrifying. So, unconsciously, we hand over that power to someone else and hope for the best.

But you can’t delegate responsibility without also delegating the consequences.

If you want to invest, do it with awareness. Study the market. Ask questions. Listen to your intuition. Think critically. Question what everyone else is doing. And if you’re not ready to do that, maybe you’re not ready to invest.

Final Thoughts

We don’t just need better financial advice. We need braver minds. Minds willing to embrace the discomfort of thinking, questioning, and choosing freely.

Freedom isn’t just a right—it’s a skill. And like any skill, it takes practice.

Start practicing today.